News & Insights

May 2023-- Please be aware of a new scam campaign combining computer pop-up messages and phone calls. This advanced scheme combines elements of electronic tech support scams with impersonations of real personnel at the Federal Reserve and Schwab to attempt to obtain your assets and sensitive data. Please read on to learn more.

May 2023-- The most recent reports on the Social Security and Medicare trust funds suggest that there may be benefit reductions in the next decade unless Congress takes action. This Client Alert looks at the current fiscal outlook for the programs and presents some potential changes that might help to strengthen them. Please read on to learn more.

May 2023-- At Seascape Capital Management, we place a high value on professional development.  We love learning how better to help our clients.  So naturally, we are pleased to congratulate the Seascape Team on recent accomplishments. Please read on to learn more.

March 16, 2023-- For what it’s worth, in the past almost thirty years, I have managed three registered investment advisory firms. In each instance, I introduced or converted our custodial services to the institutional arm of Schwab. Their conservative approach to the management of their business is not a new one — nor is their affirming that approach anything other than genuine. Last evening, Bernie Clark, the Head of Schwab Advisor Services, forwarded the link below. It connects to a recording as well as the transcript of Walt Bettinger’s interview with CNBC on Tuesday. Walt is the Co-Chair and CEO of Schwab. At Seascape, we were otherwise occupied so didn’t see the interview live. Andrew and I watched it today though and decided it was worth sharing. During market turmoil, understanding whether you are in the middle of the battlefield or safely ensconced in your bunker makes an enormous difference. Please read on for the link to the interview and transcript.

March 2023-- With the collapse of Silicon Valley Bank, worries surrounding your accounts at Schwab may be top of your mind. Schwab is committed to staying financially independent, and we are confident in its ongoing financial health. Please read on to learn more.

March 2023-- This month our firm celebrates 20 years of growth and working with discerning clients and talented partners. It was wonderful to see so many friends and colleagues at the One Hundred Club Member Social as we kicked off our year of celebration.

March 2023-- The SECURE 2.0 legislation included in the $1.7 trillion appropriations bill passed late last year builds on changes established by the original Setting Every Community Up for Retirement Enhancement Act (SECURE 1.0) enacted in 2019. SECURE 2.0 includes significant changes to the rules that apply to required minimum distributions from IRAs and employer retirement plans. Here's what you need to know.

January 2023-- A note from Monica: last November, Seascape Capital invited Mariana Budjeryn, a gifted Senior Research Associate with the Project on Managing the Atom at the Harvard Kennedy School Belfer Center to speak at an event we hosted at the One Hundred Club. She spoke about the war in Ukraine and the influence of nuclear weaponry on the balance of power. What made her presentation so intriguing and relevant—besides that her doctoral thesis had analyzed the forces that led to Ukraine’s 1994 nuclear disarmament—was that she was Ukrainian. Her book, on the topic, Inheriting the Bomb, became available in December. The audience sat engrossed in her presentation and couldn’t stop asking questions when she finished her prepared remarks. Mariana and I have kept in touch. I would like to think we will remain friends for a long time. After Christmas in the US, she returned to Ukraine to celebrate the holidays with her family and friends there. Upon her return to the states, she sent me a link to an essay she wrote documenting the very poignant and often visceral experiences of her trip. Holidays in a war-torn country still fighting for its freedom….not exactly a storybook scene. Whether or not you were able to attend our event, I invite you to read her account of the courageous and resilient people of Ukraine who make up her family and friends. It can’t help but strengthen your belief in the human spirit. Read on for a link to Mariana's essay.

January 2023- Keep this reference card handy! Clicking the link will automatically download a .pdf card of 2023 Key Financial Data, updated by any current legislation.

November 2022-- For the fourth year in a row, Seascape Capital advocated for animals in need as an "Animal Angel Sponsor" for the NHSPCA's Auction for the Animals. The NHSPCA helps save the lives of thousands of homeless and helpless animals in-need.