A Knowledgeable Partner

The team at Seascape Capital Management brings proven expertise to every client relationship—backed by industry credentials.

The Chartered Financial Analyst® (CFA®), held by Monica McCarthy and Andrew Litzerman, is a globally-recognized professional designation given by the CFA® Institute. The CFA® Charterholder designation is considered to be the highest distinction in the investment management profession.  It measures and certifies the competence and integrity of financial analysts.  The charter gives a strong understanding of advanced investment analysis and real-world portfolio management skills.  CFA® Charterholders have the depth of training, knowledge, commitment, and ability to measure the complexity of a client’s financial life and to find solutions to complicated problems.

CFA® Charterholders have dedicated, on average, 1,000+ hours of intense study to pass one of the most rigorous series of exams in the financial industry.  Fewer than one in five candidates successfully pass all three levels of the CFA® Program.  CFA® Charterholders also attest annually to a high standard of ethics to measure up to the demands of a changing financial world. For more information visit https://www.cfainstitute.org/

CERTIFIED FINANCIAL PLANNER™ The CFP® designation, held by Chrissy Sullivan, denotes the successful completion of a certification process, administered by CFP® Board, which identifies to the public those individuals who have met stringent professional standards and have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when dealing with clients.

Although many professionals may call themselves “financial planners,” CFP® professionals have completed extensive training and experience requirements and are held to rigorous ethical standards. They understand the complexities of the changing financial climate and are ethically committed to making recommendations in your best interest.  CFP® professionals must hold a bachelor’s degree, have completed an arduous certification program at the university level, and pass a comprehensive exam. CFP® professionals agree to adhere to the high standards of ethics and practices outlined in the CFP® Board’s Standards of Professional Conduct.  For more information visit https://www.cfp.net/

Certified Private Wealth Advisor® (CPWA®), awarded by the Investments & Wealth Institute® and held by Monica McCarthy, is an advanced credential created specifically for wealth managers who serve high-net-worth individuals, focusing on the life cycle of wealth, accumulation, preservation, and distribution.  It is designed for seasoned professionals who seek the latest, most advanced knowledge and techniques to address the sophisticated needs of high-net-worth clients.  Unlike credentials that focus specifically on investing or financial planning, the CPWA® program takes a holistic and multidisciplinary approach.

Earning this certificate furthers Monica’s knowledge and ability in identifying and analyzing the unique challenges high-net-worth individuals face and how to develop specific strategies to minimize taxes, monetize and protect assets, maximize growth, and transfer wealth.

To earn certification, CPWA® professionals must meet a five-year experience requirement, complete coursework in advanced wealth management strategies, and pass a comprehensive examination covering 11 core topics, including applied behavioral finance, charitable giving, estate planning, and wealth transfer. To maintain certification, CPWA® professionals must meet ongoing continuing education requirements and adhere to Investments & Wealth Insitute’s Code of Professional Responsibility.  Visit www.investmentsandwealth.org for more information.

Certified Divorce Financial Analyst (CDFA®) designation, held by Monica McCarthy and Chrissy Sullivan, prepares financial professionals to be experts on the financial aspects of divorce.  For many clients, divorce is the largest financial transaction of their lives.  The role of a CDFA® professional is to address the special financial issues of divorce with data to help achieve equitable settlements. To earn a CDFA® designation, you must complete a four course module, including a case study, and pass comprehensive exams along the way.  To retain the CFDA® designation, you must also obtain 15 divorce-related hours of continuing education every two years. For more information, visit The Institute for Divorce Financial Analysts (IDFA™) website: https://institutedfa.com/

Chartered Market Technician® (CMT®) The Chartered Market Technician® designation, held by Andrew Litzerman, is awarded to those who demonstrate mastery of a core body of knowledge of investment risk in portfolio management.  The CMT® designation marks the highest education within the discipline and is the preeminent designation for practitioners of technical analysis worldwide.

To earn the CMT® designation, professionals must meet a three-year experience requirement, successfully pass three comprehensive examinations covering topics in quantitative financial research and trading, risk management, applied behavioral finance, and portfolio management. To maintain certification, CMT® professionals must meet ongoing continuing education requirements and adhere to the CFA® Institute’s Code of Ethics and Standards of Professional Conduct.  For more information visit https://cmtassociation.org/

Certified Trust and Financial Advisor (CTFA) certification, held by Chrissy Sullivan, is offered by the American Bankers Association (ABA), which provides training and knowledge in taxes, investments, financial planning, trusts, and estates.  With the CTFA certification, financial professionals have demonstrated knowledge and expertise in general financial planning and complex estate and tax planning areas.

The CTFA certification is awarded only to those financial services professionals with a minimum of three years’ experience, who have completed approved training programs, and who have passed a demanding examination.  CTFA professionals maintain their level of knowledge with ongoing education requirements.

Certified Exit Planning Advisor (CEPA®), held by Monica McCarthy and Chrissy Sullivan prepares financial professionals to educate business owners on all of the business exit options to align the business, personal, and financial needs of the owner. Exit planning combines the plan, concept, effort, and process into a clear, simple strategy to build a business that is transferable through strong human, structural, customer, and social capital.  With the CEPA® designation, financial professionals help business owners: understand the value of their business, both tangible and intangible; determine how ready and attractive their company is currently; identify the owner’s three gaps (value, wealth, profit); identify the Range of Value of an owner’s company (what is the business worth today and what is it potentially worth); and create, deliver and maintain 90-day action plans helping an owner de-risk their business and grow value. 

To earn the CEPA® designation, professionals must have a Bachelor’s degree and five or more years of experience working directly as either a professional advisor or former/current business owner and pass a rigorous 16-module program.  To retain the CEPA® designation, holders must have completed a minimum of 40 hours of exit planning-related professional development, or 30 hours of exit planning-related professional development plus 10 hours of qualifying leadership, authorship, and teaching activities contributing to the exit planning profession.

Investment Adviser Certified Compliance Professional® (IACCP®), held by Donald Nelson, is awarded to individuals who complete an instructor-led program of in-person and/or online study, pass a certifying examination, complete an ethics assessment, and meet a minimum requirement of two years of work experience related to investment adviser compliance. The designation signifies intermediate-level knowledge of investment adviser regulation and compliance best practices. IACCP Designees are required to annually complete 10 General and 2 Ethics continuing education (CE) credits to maintain their designation.

Extensive development of course and certification materials, together with expert instructors and facilitators from the compliance, legal, regulatory, financial industry, and academic sectors, help ensure that individuals earning the IACCP designation have been trained, tested and certified to meet high investment adviser industry professional standards.

The IACCP program is co-sponsored by NRS, a COMPLY company, and the Investment Adviser Association (IAA).  More information about the IACCP designation can be found at:  https://www.nrs-inc.com/education/investment-adviser-certified-compliance-professional/.