Charting the Course

to your

Financial Future

Charting the Course

to your

Financial Future

Charting the Course

to your

Financial Future

Charting the Course

to your

Financial Future

What We Do

Often, in the process of getting to know our clients, we uncover very complex wealth management needs and we work with our clients to ascertain the planning of those needs. Then we develop personalized financial plans and a customized strategy with the goal of transforming those opportunities into increased wealth. As part of our comprehensive wealth management we provide:

 
Financial Planning
 
Investment Management
 
Retirement Planning
 
Tax and Estate Planning
 
Business Owner Strategies

Meet Our Team

Your Financial Portfolio is Only as Good as the Professionals Who Manage It

Monica (Ness) McCarthy, CFA®, CDFA™, CPWA®
Andrew Litzerman, CFA®
Josh Scandlen, CFP®
Suzanne Johnson
Bianca Kowal
Kate Caswell

News & Insights

2018 Medicare Premiums

By Bianca Kowal on Nov 28, 2017

The Centers for Medicare and Medicaid Services (CMS) have announced that the standard monthly Part B premium in 2018 will remain $134 (or higher, depending on your income). In 2017, most Medicare beneficiaries who received Social Security benefits paid a lower monthly premium ($109, on average). However, this is likely to change in 2018.

Due to a provision in the Social Security Act called the "hold harmless" rule, Medicare premiums for existing beneficiaries can't increase faster than their Social Security benefits. Over the past few years, Social Security benefits didn't increase much because of low or no cost-of-living increases. However, there will be a 2% cost-of-living increase for Social Security benefits in 2018. This increase will cause more people to pay higher monthly Medicare Part B premiums closer to the standard ($134) amount.​

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On November 2, 2017, House Republicans released their comprehensive tax reform plan, the TaxCuts and Jobs Act. Then, on November 9, 2017, Senate Republicans released their own plan. The two plans have much in common, but also have significant differences. Some key provisions of these tax proposals are discussed in the link below. Of course, provisions may change as the legislation winds its way through Congress. Most provisions, if enacted, would be effective for 2018.


 

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