Charting the Course

to your

Financial Future

Charting the Course

to your

Financial Future

Charting the Course

to your

Financial Future

Charting the Course

to your

Financial Future

What We Do

Often, in the process of getting to know our clients, we uncover very complex wealth management needs and we work with our clients to ascertain the planning of those needs. Then we develop personalized financial plans and a customized strategy with the goal of transforming those opportunities into increased wealth. As part of our comprehensive wealth management we provide:

 
Financial Planning
 
Investment Management
 
Retirement Planning
 
Tax and Estate Planning
 
Business Owner Strategies

Meet Our Team

Your Financial Portfolio is Only as Good as the Professionals Who Manage It

Monica (Ness) McCarthy, CFA®, CDFA™, CPWA®
Andrew Litzerman, CFA®, CMT®
Christian (Chrissy) Mason, CTFA, CFP®
Suzanne Johnson
Bianca Kowal
Donald Nelson

News & Insights

Andrew Litzerman earns CMT® designation

By Bianca Kowal on Nov 14, 2018

Andrew Litzerman, CFA®, CMT®, Chief Investment Officer of Seascape Capital, recently earned his Charted Market Technician® (CMT) designation. The Chartered Market Technician® designation is awarded to those who demonstrate mastery of a core body of knowledge of investment risk in portfolio management.

Read More

How Might Donors Maximize the Tax Benefits of their Charitable Gifting Strategy under the New Tax Code?
Depending on your level of annual gifting and filing status, donors might want to consider bi-annual contributions.  For example, the standard deduction for taxpayers married filing joint returns for 2018-2025 is $24,000.  If your annual charitable gifts are anywhere from $15,000 to $20,000 you may want to consider doubling up this year and itemizing for a deduction in 2018 and not making a gift for 2019.  By establishing a Donor Advised Fund ("DAF"), you can time your contributions in a way to benefit from the tax deduction while continuing annual gifts to your charities
 

What is a Donor Advised Fund?

Read More