August 2025 ~ Big tax changes are here — and, unlike the Tax Cuts & Jobs Act (TCJA) of 2017, they increase the need for tax minimization strategies and record keeping. The One Big Beautiful Bill Act (OBBBA) reshapes the way individuals, families, and business owners plan, file, and make financial decisions. Some provisions took effect immediately. Others roll in gradually. But one thing is clear: 2025 could be a critical planning year for many of our clients. To help you stay ahead, we’ve put together a nine part series to walk through what’s changing, what it means for your taxes, and what actions may be worth considering — especially before year-end. Each article will break down a different part of the law in plain English, with timing tips and real-world examples. We will point out what’s changing and how it could affect your taxes. Here is the first in a series of nine posts to help with your planning --- please click to read more.
July 2025 ~ Seascape Capital is proud to once again support Abenaqui Country Club's 2025 Pink Day Tournament on August 5th! See us on Hole 10 in support of Families First to help fund life-saving mammography screenings for women who otherwise might go without. We stand in solidarity with those affected by breast cancer and are proud to support care and early detection for women in need. Together, we can help make a difference.
July 2025 ~ Cybercriminals are becoming more sophisticated, and one of the latest tactics in their playbook involves Remote Access Tools (RATs). Originally designed for legitimate purposes like IT support, RATs are now being misused by fraudsters to silently take control of personal devices — including mobile phones, tablets, and computers. Schwab has observed a rise in attacks where RATs are deployed through phishing emails, giving bad actors remote access to sensitive data, accounts, and even the ability to initiate unauthorized transactions. Because these attacks can be nearly invisible to the user, awareness and proactive security habits are more critical than ever. Please click to read on to learn how RAT attacks work and what steps you can take to protect yourself.
July 2025 ~ We were recently alerted that some nefarious cybercrooks were posing as our firm and offering investment advice to unsuspecting investors via social media. We take no solace in the fact that these criminals have targeted innumerable investment firms across the country. Please know, the trust our clients put in us and our relationship with them are our most valuable assets. Our advice to them is bespoke, comprehensive, and carefully considered. We communicate that advice through traditional channels -- NOT WhatsApp, Twitter, Facebook, or any other social media tool. We meet with them, take the time to understand them, and genuinely care about them and their families. Further, as a registered investment advisor, we provide all clients of our firm with all disclosures required by the SEC before they contractually engage us to manage their wealth. Period. If you are visiting our site because you have already been contacted by one of these cybercrooks, we apologize that they wasted your time. If you are contacted in the future by someone who sounds dubious and claims to be from Seascape, hang up and call us at (603) 964-4480. As always, please use caution when anyone contacts you -- especially electronically -- and promises a quick path to wealth for a little bit of your personal private information.
May 2025 ~ Seascape Capital was honored to once again sponsor the annual Benefit by the Sea for Cross Roads House — a night that’s as meaningful as it is memorable. This signature Seacoast event brought together 200 passionate community members to shine a light on the very real challenges of homelessness in our area — and the incredible work Cross Roads House does to support individuals and families on their journey to stability. As one of CRH’s most important fundraisers of the year, the Benefit by the Sea helps power the shelter’s mission — and we’re proud to stand beside them. Being part of this event is always a highlight for us.
May 2025 ~ We strongly encourage you to add security measures to your Schwab accounts, such as two-factor authentication and verbal passwords, which can help to secure against these attacks. Download this brochure for help: 𝟏𝟎 𝐒𝐢𝐦𝐩𝐥𝐞 𝐒𝐭𝐞𝐩𝐬 𝐭𝐨 𝐏𝐫𝐨𝐭𝐞𝐜𝐭 𝐘𝐨𝐮𝐫 𝐒𝐜𝐡𝐰𝐚𝐛 𝐀𝐜𝐜𝐨𝐮𝐧𝐭. (Click on this post for the full article that contains the link). Schwab has identified a new twist on the "smishing" fraud threat which is being used by fraudsters hoping to capitalize on market volatility and investor emotion to steal funds and data. This version begins when clients receive a text message prompting them to "verify a transaction" — clicking the link leads the unwary investor to a fraudulent website that mimics Schwab's login page, where they are prompted to enter their credentials. Once the credentials have been entered, the fraudsters use them to access Schwaballiance.com. The fraudulent website may also prompt the client to enter a two-factor verification code that they would automatically receive from Schwab, which once submitted allows the fraudster to complete the login process. Once they have access, the fraudster will then change the security token on the account so that it points to a device in the hands of the criminals, instead of the client's own device. At this point, the client is effectively locked out of the account, and the fraudster can begin initiating wire transfers that rapidly drain assets from the account. Please read on to learn more.
April 2025 ~ For Monica, life and work aren’t about keeping things separate -- they’re about finding joy in the overlap. One thing spills into another: clients become friends, activities and interests become charitable endeavors, exercise creates relationships and community. There’s no black and white; it’s one big happy mess! Monica got to share a bit of that feeling with 𝘗𝘰𝘳𝘵𝘴𝘮𝘰𝘶𝘵𝘩 𝘊𝘪𝘵𝘺 𝘓𝘪𝘧𝘦𝘴𝘵𝘺𝘭𝘦 magazine in their April “Investing” issue -- connecting the dots between what she loves and how she works. Click to read the article.
April 2025 ~ Tax time is one of the most active times of year for fraud scams — in addition to the high volume of tax-related transactions, they also leverage taxpayers' fear of the IRS to pressure investors for money and information, pretending they work for the tax authorities. For those reasons, it is vital to remain calm, alert, and aware of common tax season scams. Please review the facts below to help educate yourself about these threats. Read on to learn more.
March 2025 ~ The Hope on Haven Hill gala was nothing short of incredible — a night of connection, impact, and unwavering support for the families they serve. From heartfelt stories to a shared commitment to making a difference, the evening was truly inspiring. The Hope Springs Eternal gala raised an incredible $1 million in support of pregnant and parenting women on their recovery journey. Thanks to the generosity of our amazing community, these funds will provide housing, treatment, and critical support services for women and their children, giving them the foundation for a brighter future. Seascape Capital believes in the mission of Hope on Haven Hill!
December 2024 ~ Keep this reference card handy! Clicking the link will automatically download a .pdf card of 2025 Key Financial Data, updated by any current legislation as changes occur, as of the date of your download. Read on to get your card!
