September 2025 ~ New Ways to Save for Pre and Post College Education — and Jumpstart Retirement for Kids: OBBBA isn’t just about deductions and tax brackets — it also introduced two big planning tools for families who want to support education and long-term savings for children and grandchildren. Please read on to learn more.
September 2025 ~ Families, AMT Watchers, and the Affluent — this one’s for you — bigger credits, new triggers, and a $15M estate exemption. The OBBBA law doesn’t just tweak deductions, it also reshapes some key credits and planning levers for families, stock-compensated employees, and those thinking about legacy and estate plans. Read on to learn what's new.
September 2025 ~ From business owners to retirees, these updates could affect your 2025 return. See what’s staying, what’s new, and what deadlines matter. Please click to read more.
August 2025 ~ Big Changes Coming to Itemized Deductions (Starting 2026)! Big changes are on the horizon for itemized deductions, and they could meaningfully affect how much of your giving, taxes, and expenses reduce your taxable income. Starting in 2026, rules around charitable contributions, state and local tax (SALT) deductions, and even how certain deductions are classified will look very different. For high-income taxpayers especially, the value of deductions will shrink, creating a “use it or lose it” window in 2025. In this article we’ve outlined what’s changing, why it matters, and the deadlines you’ll want to keep in mind so you can plan ahead. Please click to read more.
August 2025 ~ Familiar Brackets, Bigger Deductions. Especially If You're 65+. Good news: Most of the favorable tax brackets implemented under the 2017 Tax Cuts and Jobs Act are now permanent under the new OBBBA law — including the top 37% bracket and the “spread” of lower brackets below it. However, there are two key changes you should note. Please click to read more.
August 2025 ~ Big tax changes are here — and, unlike the Tax Cuts & Jobs Act (TCJA) of 2017, they increase the need for tax minimization strategies and record keeping. The One Big Beautiful Bill Act (OBBBA) reshapes the way individuals, families, and business owners plan, file, and make financial decisions. Some provisions took effect immediately. Others roll in gradually. But one thing is clear: 2025 could be a critical planning year for many of our clients. To help you stay ahead, we’ve put together a series of posts to walk through what’s changing, what it means for your taxes, and what actions may be worth considering — especially before year-end. Each article will break down a different part of the law in plain English, with timing tips and real-world examples. We will point out what’s changing and how it could affect your taxes. Here is the first in the series to help with your planning. Please click to read more.
July 2025 ~ Seascape Capital is proud to once again support Abenaqui Country Club's 2025 Pink Day Tournament on August 5th! See us on Hole 10 in support of Families First to help fund life-saving mammography screenings for women who otherwise might go without. We stand in solidarity with those affected by breast cancer and are proud to support care and early detection for women in need. Together, we can help make a difference.
July 2025 ~ Cybercriminals are becoming more sophisticated, and one of the latest tactics in their playbook involves Remote Access Tools (RATs). Originally designed for legitimate purposes like IT support, RATs are now being misused by fraudsters to silently take control of personal devices — including mobile phones, tablets, and computers. Schwab has observed a rise in attacks where RATs are deployed through phishing emails, giving bad actors remote access to sensitive data, accounts, and even the ability to initiate unauthorized transactions. Because these attacks can be nearly invisible to the user, awareness and proactive security habits are more critical than ever. Please click to read on to learn how RAT attacks work and what steps you can take to protect yourself.
July 2025 ~ We were recently alerted that some nefarious cybercrooks were posing as our firm and offering investment advice to unsuspecting investors via social media. We take no solace in the fact that these criminals have targeted innumerable investment firms across the country. Please know, the trust our clients put in us and our relationship with them are our most valuable assets. Our advice to them is bespoke, comprehensive, and carefully considered. We communicate that advice through traditional channels -- NOT WhatsApp, Twitter, Facebook, or any other social media tool. We meet with them, take the time to understand them, and genuinely care about them and their families. Further, as a registered investment advisor, we provide all clients of our firm with all disclosures required by the SEC before they contractually engage us to manage their wealth. Period. If you are visiting our site because you have already been contacted by one of these cybercrooks, we apologize that they wasted your time. If you are contacted in the future by someone who sounds dubious and claims to be from Seascape, hang up and call us at (603) 964-4480. As always, please use caution when anyone contacts you -- especially electronically -- and promises a quick path to wealth for a little bit of your personal private information.
May 2025 ~ Seascape Capital was honored to once again sponsor the annual Benefit by the Sea for Cross Roads House — a night that’s as meaningful as it is memorable. This signature Seacoast event brought together 200 passionate community members to shine a light on the very real challenges of homelessness in our area — and the incredible work Cross Roads House does to support individuals and families on their journey to stability. As one of CRH’s most important fundraisers of the year, the Benefit by the Sea helps power the shelter’s mission — and we’re proud to stand beside them. Being part of this event is always a highlight for us.
