December 2025 ~ As we look ahead to 2026, there’s an important retirement-savings change on the horizon that may affect many higher-earning workers. For years, those age 50 and older have had the chance to boost their retirement savings through catch-up contributions. Recent updates from the SECURE 2.0 Act and the IRS now add a new twist: starting in 2026, certain catch-up contributions will need to be made on a Roth basis. If you or someone in your household earns above certain thresholds, these rules could change how your contributions are taxed — and may influence your broader savings strategy. Below is a quick breakdown of what’s changing, why it matters, and what to keep in mind as we plan ahead together.
November 2025 ~ A wonderful evening at New Hampshire SPCA Auction for the Animals! Supporting the animals (and the incredible people who champion them) is something we care deeply about. It’s amazing what happens when a room full of animal lovers gets together: lots of laughs, big hearts, and a whole lot of impact.
September 2025 ~ Last Call for These Tax Breaks (And a Few You May Not Know About) -- Clean Energy, Bonus Depreciation, QSBS & More: to wrap up our series on the One Big Beautiful Bill Act (OBBBA), here’s a roundup of notable (but less headline-grabbing) provisions — including some time-sensitive ones you may want to act on before year-end. Read on to learn more.
September 2025 ~ New Ways to Save for Pre and Post College Education — and Jumpstart Retirement for Kids: OBBBA isn’t just about deductions and tax brackets — it also introduced two big planning tools for families who want to support education and long-term savings for children and grandchildren. Please read on to learn more.
September 2025 ~ Families, AMT Watchers, and the Affluent — this one’s for you — bigger credits, new triggers, and a $15M estate exemption. The OBBBA law doesn’t just tweak deductions, it also reshapes some key credits and planning levers for families, stock-compensated employees, and those thinking about legacy and estate plans. Read on to learn what's new.
September 2025 ~ From business owners to retirees, these updates could affect your 2025 return. See what’s staying, what’s new, and what deadlines matter. Please click to read more.
August 2025 ~ Big Changes Coming to Itemized Deductions (Starting 2026)! Big changes are on the horizon for itemized deductions, and they could meaningfully affect how much of your giving, taxes, and expenses reduce your taxable income. Starting in 2026, rules around charitable contributions, state and local tax (SALT) deductions, and even how certain deductions are classified will look very different. For high-income taxpayers especially, the value of deductions will shrink, creating a “use it or lose it” window in 2025. In this article we’ve outlined what’s changing, why it matters, and the deadlines you’ll want to keep in mind so you can plan ahead. Please click to read more.
August 2025 ~ Familiar Brackets, Bigger Deductions. Especially If You're 65+. Good news: Most of the favorable tax brackets implemented under the 2017 Tax Cuts and Jobs Act are now permanent under the new OBBBA law — including the top 37% bracket and the “spread” of lower brackets below it. However, there are two key changes you should note. Please click to read more.
August 2025 ~ Big tax changes are here — and, unlike the Tax Cuts & Jobs Act (TCJA) of 2017, they increase the need for tax minimization strategies and record keeping. The One Big Beautiful Bill Act (OBBBA) reshapes the way individuals, families, and business owners plan, file, and make financial decisions. Some provisions took effect immediately. Others roll in gradually. But one thing is clear: 2025 could be a critical planning year for many of our clients. To help you stay ahead, we’ve put together a series of posts to walk through what’s changing, what it means for your taxes, and what actions may be worth considering — especially before year-end. Each article will break down a different part of the law in plain English, with timing tips and real-world examples. We will point out what’s changing and how it could affect your taxes. Here is the first in the series to help with your planning. Please click to read more.
July 2025 ~ Seascape Capital is proud to once again support Abenaqui Country Club's 2025 Pink Day Tournament on August 5th! See us on Hole 10 in support of Families First to help fund life-saving mammography screenings for women who otherwise might go without. We stand in solidarity with those affected by breast cancer and are proud to support care and early detection for women in need. Together, we can help make a difference.
